Where to put your money in times of trouble

Last week, the Wall Street Journal reported

"The desperation was especially striking in the market for U.S. government debt, long considered the safest of investments. At one point during the day, investors were willing to pay more for one-month Treasurys than they could expect to get back when the bonds matured. Some investors, in essence, had decided that a small but known loss was better than the uncertainty connected to any other type of investment." (link, WSJ subscription required.)

These wise people believe that it's better to lose a small amount with certainty than to risk losing a lot in an uncertain investment. You'd think, smart people that they are, that just putting the cash in a known repository would be better than losing money. You'd think.
We can be grateful then, that Harriet Carter has a solution for them and for us: the "Fanny" bank, with up to six flatulent sound effects.